Additional iPhone Payments terms are here (Opens in a new window). Additional Apple Card Monthly Installments terms are in the Apple Card Customer Agreement (Opens in a new window). Taxes and shipping are not included in ACMI and are subject to your card’s variable APR. Subject to credit approval and credit limit. An iPhone purchased with ACMI is always unlocked, so you can switch carriers at any time. You’ll need to select AT&T, T-Mobile, or Verizon as your carrier when you check out. Available to qualified customers and requires 24-month installment loan when you select Citizens One or Apple Card Monthly Installments (ACMI) as payment type at checkout at Apple.

* Pricing for iPhone 14 and iPhone 14 Plus includes a $30 connectivity discount that requires activation with AT&T, T-Mobile, or Verizon. View full terms and conditions of offer here. Only one Promotion Product per eligible Mac or eligible iPad per Qualified Purchaser. ◊◊ Qualified Purchasers receive an Apple Gift Card when they purchase an eligible Mac or iPad at a Qualifying Location.

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